Auto insurance is designed to protect you in various situations, such as if you cause injury to others or damage their property in an auto accident. It can also provide protection if you are hurt in a collision, or if your car is stolen or damaged.

In general, when choosing your auto insurance, its a good idea to look at your income and net worth. How much could you lose if you are ever found liable for an accident? The greater your assets, the more coverage you may want to consider. Other considerations include how many drivers are in your family, the age and driving record of those drivers, how many vehicles you own, and how much those vehicles are worth.