Crime and Fidelity Bonds

Crime or Fidelity Bond coverage protects organizations from their own loss resulting from a crime event. At its most basic, Crime Insurance protects organizations from loss of money, securities, and other property. The primary coverage granted, and the primary coverage implicated in a crime loss arises from employee dishonesty and employee theft. Most crime policies including the following coverages:

• Employee Dishonesty/Theft
• Forgery or Alteration
• Robbery or Burglary on-premises or in transit (including safe burglary or damages to premises)
• Money Orders and counterfeit currency
• Computer fraud and funds transfer fraud
• Credit card coverage
• Claims expense